ABOUT US


headshot of Michal Skowronski

Hello!

I’m your founder and resident money expert, Michal Skowronski. I’m a Fiduciary and a CERTIFIED FINANCIAL PLANNER™ here to help you avoid costly mistakes and make managing money simple.

I founded Skylark Wealth to strike the ideal balance for personal financial services combining the latest in technology with fiduciary-level personal service alongside a fee structure that properly aligns incentives toward mutual long-term success.

Skylark’s open architecture allows me to serve clients wherever their assets may be held using the most suitable investments and to evolve the platform with the latest in technology without restriction or limitation. Skylark’s fee-only fiduciary model incentivizes me to do only that which is in the long-term best interest of my clients. In fact, I have signed a fiduciary oath to do so.

For 10 years prior I worked at a similarly structured Registered Investment Advisor that grew from $75mm to $1b in assets under management. During that time I earned the Certified Financial Planner designation.

Let’s create a bright future together and make money one less thing for you to worry about.

Michal Skowronski, CFP®

WHO WE HELP


How much should I be Saving? Spending? Paying in Taxes?
Am I making financial mistakes that will cost me in the future?
What should I be investing in?
I want someone I can talk through my financial decisions with.
There are so many options. I want someone to make sure I'm taking advantage of my opportunities.
I'm so busy, who can I trust to handle my finances?

Does this sound like you?

Sound familiar? You've come to the right place. Skylark Wealth is specifically designed to help clients solve for these questions and concerns.

WHO ARE WE THE BEST FIT FOR


I want to  outsource  my finances to a professional I can trust

I want to  communicate  together with a professional

I want someone ethical who will act in my best interests at all times

I want to sleep better at night

I want to put myself in the best position to  succeed 

WHAT WILL WE WORK ON TOGETHER?


What Will We Work On Together?

Enjoying life for both today and for tomorrow

Life is short.

Let’s make sure you’re working on and achieving both your short-term and your long-term goals at the same time and not sacrificing one over the other.

What Will We Work On Together?

Becoming financially free

Feeling overwhelmed by your finances?

We’ll empower you with the information you need to make the best financial decisions for you.

What Will We Work On Together?

Minimizing your taxes

Maximize your tax planning opportunities including help with tax preparation.

Pay as little as you need to in taxes.

What Will We Work On Together?

Financial planning specific to you

Your goals are specific to you.

We’ll clarify your goals and refine your strategy to make them happen.

What Will We Work On Together?

Protection

Let’s not allow the potential risks of incapacity, liability or loss and the guaranteed reality of death be more financially and emotionally burdensome than they need to be.

What Will We Work On Together?

Automation and simplification

Understand where all of your money is going to help automate your cash flows and make sure that you’re saving enough and/or spending sustainably.

Financial planning is a process, not a product.

What does our typical annual service calendar include?

  • It's a new tax year. What needs to be updated?
  • How can I simplify my finances?
  • Please help me with my tax preparation.
  • What are my current tax planning opportunities?
  • How prepared am I for death or incapacity?
  • How prepared am I for disability or loss?
  • Am I saving enough? Am I spending sustainably?
  • Are my investments aligned with my goals?
  • Deep dive on planning topics specific to you (education planning, business planning, expatriate planning, real estate, stock options, etc.)
  • Where is all of my money going?
  • It's open enrollment season. Am I taking full advantage of my employee and/or govt. benefits?
  • End-of-year tax planning.

WHAT WILL IT FEEL LIKE TO WORK TOGETHER?


Minimize frustration

Peace of mind

Maximize your success

Remove your blind spots

Track your progress

Simplify your finances

WHAT CAN I EXPECT?


1. We’ll Schedule an Introductory Call

We’ll spend the majority of the time learning more about what you’re looking for before I briefly share more about how I typically help clients.

If we decide we’re a good fit to work together we’ll decide how to proceed, including either:

1. Getting started working together
2. Scheduling a follow-up call for more time to ask and answer questions.

*Optional, the follow-up call can include a brief review of your investments and taxes subject to you providing me a copy of your latest statements and tax return before the call.

Alternatively, if we decide we’re not a good fit to work together I can try to refer you to another advisor who I think may be a better fit for you.

2. Just 3 Simple Steps to Get Started

  1. Sign your Client Agreement and pay your Initial Management Fee.
  2. Complete the paperless Onboarding Questionnaire
to share your financial information and documents with us.
  3. Sign onto your Client Portal to connect your accounts.

3. Schedule Your Initial Meetings

  1. Schedule your Onboarding Meeting to make sure we've collected all of the necessary data.
    - We'll also begin cleaning up your balance sheet.
  2. Schedule your Planning Meeting to begin:
    - Discussing your current priorities and opportunities.
    - Developing a cash flow plan.
    - Aligning your investments with your goals and timing.

4. Our Annual Service Calendar

Proactive, year-round, communication, and collaboration around your applicable planning topics. Click here for more information.

HOW MUCH IS IT TO WORK TOGETHER?


HIGHLY PERSONALIZED FINANCIAL PLANNING AND INVESTMENT MANAGEMENT SERVICES


Fees start at $1,500 per quarter*

  • One Clear Fee No hidden fees.
  • Independent Fee-only Fiduciary Your interests are always put first.
  • Proactive Service Consistent communication and reporting throughout the year optimizing both your goals and your opportunities.
  • Personalized Service Unrestricted email, phone, and screen sharing providing advice specific to your needs, values, and circumstances.
  • Behavioral Coaching Inform your decisions and avoid making mistakes.
  • Low Client-to-Advisor Ratio Receive the time and attention necessary to properly serve you throughout the year.
  • Utilizing the Latest Technologies Client portal, income planning software, stock option planning tools, social security optimization software, direct indexing, tax planning software, etc..
  • We’ll Build Your Team of Financial Professionals From tax preparers, bookkeepers, estate planners, insurance providers, and lenders, etc.. We’ll get direct answers from the specialists that know best.

*For single non-self-employed individuals with basic investment management and financial planning service needs. Includes your initial $600,000 in assets under management. Additional fees for complexity and additional AUM.

Start Making The Most Out Of Your Money Today

HOW CAN I TRUST SKYLARK WITH MY MONEY?


SIGNED FIDUCIARY OATH

I’ve signed a fiduciary oath to always put my client’s interests ahead of mine. This includes my fee-only fee structure which aligns my interests directly with yours.

Rather than being incentivized to provide investments and services from a selection of options that makes the advisor the most money Skylark is, at all times, incentivized to make YOU, the client, the most money.

You can rely on my advice to always put your interests ahead of my own.

SKYLARK DOES NOT HOLD CUSTODY OF CLIENT ASSETS

I do not nor will I ever hold custody of your assets. All of your assets are held by a third-party custodian such as Schwab, Fidelity or Altruist.

Your account statements will be generated independently of Skylark and directly by your custodian(s).

Skylark is merely granted a limited power of attorney over your assets to view them and trade on them.

Money movement powers are limited solely to Skylark’s clearly invoiced management fee.

SKYLARK IS REGULATED AND AUDITED

Skylark is regulated by FINRA and by the regulators of each state (e.g. California) it does business in.

Where can I find more information? Click on the following links to find Skylark’s registration with the SEC, my personal registration and our latest Form ADV Part 2.

You can also click through each of the listing of the various organizations (including CFP Board, NAPFA, XY Planning Network, Google, Yelp, Wealthtender, and FeeOnlyNetwork) I’m associated with for more information.

Finally, schedule a complimentary phone or video consultation with me and or ask any questions you may have via the chat or message tools below with no obligation.

WHERE DO WE HELP?


SERVING THE SAN FRANCISCO BAY AREA AS WELL AS U.S. CITIZENS BOTH NATIONWIDE AND GLOBALLY

While Skylark Wealth is currently based out of San Francisco we serve clients both locally and nationwide including U.S. citizens currently (or those planning on) living abroad (i.e. retirees, digital nomads and those on sabbatical).

We use the latest screen sharing and secure file transfer and storage technologies to serve and help our clients wherever they may be.

WE'D LOVE TO CREATE SOMETHING AMAZING TOGETHER


    This form uses Akismet to reduce spam. Learn how your data is processed.

    YOU'VE COME THIS FAR...LET'S SCHEDULE A CHAT!


    *A complimentary investment review, tax report, and Skylark Score™ is offered for qualified prospects.

    SCHEDULE A CALL OR SEND US A MESSAGE ☝️

    OR SIGN UP FOR OUR NEWSLETTER👇


      Our newsletter is typically sent out every 3-4 weeks and includes thoughts on the markets, something personal from me as well as a quick “do this now” financial tip.