Wealth Management in San Francisco

Certified Expertise. Premier Partnerships.

What will achieving Financial Freedom mean for you?

A proactive team, always in your corner

Make financial decisions with confidence and clarity

Unlock the full potential of your money

What will achieving Financial Freedom mean for you?

A proactive team, always in your corner

Make financial decisions with confidence and clarity

Unlock the full potential of your money

What will achieving Financial Freedom mean for you?

A proactive team, always in your corner

Make financial decisions with confidence and clarity

Unlock the full potential of your money

Where can I learn more?

Listen to my podcast appearance “Whether You Should Care About Stock Splits With Michal Skowronski” on the “Grow Money Business with Grant Bledsoe” of Three Oaks Wealth.

Read my interview “What It’s Like to Work with a High-Touch Financial Advisor" with My Financial Counsel.

Where can I learn more?

Listen to my podcast appearance “Whether You Should Care About Stock Splits With Michal Skowronski” on the “Grow Money Business with Grant Bledsoe” of Three Oaks Wealth.

Read my interview “What It’s Like to Work with a High-Touch Financial Advisor" with My Financial Counsel.

Where can I learn more?

Listen to my podcast appearance “Whether You Should Care About Stock Splits With Michal Skowronski” on the “Grow Money Business with Grant Bledsoe” of Three Oaks Wealth.

Read my interview “What It’s Like to Work with a High-Touch Financial Advisor" with My Financial Counsel.

Where can I learn more?

Listen to my podcast appearance “Whether You Should Care About Stock Splits With Michal Skowronski” on the “Grow Money Business with Grant Bledsoe” of Three Oaks Wealth.

Read my interview “What It’s Like to Work with a High-Touch Financial Advisor" with My Financial Counsel.

Frequently asked questions

How can I trust Skylark Wealth?

How are you regulated and audited?

Skylark is regulated by FINRA and the state regulators in each state where it operates, such as California.

For more details, visit the following links to review Skylark’s SEC registration, my personal registration, and our latest Form ADV Part 2.

You can also explore additional information through my affiliations with organizations like the CFP Board, NAPFA, XY Planning Network, Google, Yelp, Wealthtender, and FeeOnlyNetwork by clicking their respective links.

To learn more or discuss your needs, schedule a complimentary, no-obligation introductory call, or reach out with questions via the message tool below.

Are you a fiduciary?

I have signed a fiduciary oath, committing to always prioritize your interests above my own. My fee-only structure ensures our interests are aligned, as I am compensated solely by you, not by commissions or third-party incentives.

Unlike advisors who may promote investments or services that maximize their own profits, Skylark is dedicated to maximizing your financial success.

You can trust that my advice will consistently place your interests first.

Do you hold custody of my assets?

Skylark does not hold custody of your assets. Your assets are held by a third-party custodian, such as Schwab, or Altruist.

Your account statements are generated independently by your custodian(s), not by Skylark.

Skylark is granted limited power of attorney to view and trade your assets on your behalf.

Money movement authority is restricted solely to Skylark’s invoiced quarterly management fee.

What is your fee?

What is your fee-structure?

Our minimum management fee is $6,000 annually ($1,500 quarterly) for individuals or $10,000 annually ($2,500 quarterly) for couples and families, covering basic financial planning and investment management.

Our minimum management fee includes up to $600,000 in eligible assets for individuals or $1,000,000 for couples and families.

For assets above these thresholds, we apply a tiered annualized fee schedule of 0.99% to 0.49% on eligible assets under management, billed quarterly.

Do you offer a one-time financial plan or hourly services?

No, we don’t offer one-time financial plans or hourly services, but we can refer you to professionals who do. Instead, we focus on deep, ongoing client relationships.

Financial planning is a dynamic process that adapts to life changes like career shifts, family growth, or evolving tax laws. In our experience, addressing only parts of your financial picture or managing it sporadically often leads to costly mistakes, delays, or communication gaps. These risks can far outweigh the cost of an ongoing financial planner.

Our long-term approach provides personalized strategies, consistent support, and proactive adjustments to keep you on track toward your goals.

Are you fee-only?

Yes, we are a fee-only financial advisor. This means we are compensated solely through transparent fees paid directly by our clients, based on services provided or assets managed.

You’ll receive a clear quarterly invoice via email detailing the fee and its calculation.

We do not earn commissions from selling financial products, ensuring our advice is unbiased and fully aligned with your best interests.

How do your fees and services compare to alternatives?

The quality of your financial advice will shape your future. To help you make a confident choice, see how our approach compares to the alternatives.

Your Options	How You Pay	The Experience You Get
A True Financial Partner (Us)	A transparent, fee-only structure based on the assets we manage for you.	Holistic, Personal, and Proactive. We dive deep into your unique goals to manage everything in one place—from tax strategy and retirement to your business and estate. You get a dedicated expert committed to your success.
Traditional Banks, Wirehouses, and Brokers	A percentage of your assets, plus commissions for selling you their products.	Fragmented and Product-Driven. The focus is often on investment transactions and product sales goals rather than your overall financial health. Due to a high number of clients per advisor, personalized, in-depth planning can be a challenge.
Robo-Advisors	A lower percentage of assets fee for automated investment management.	Automated and Impersonal. Your portfolio is managed by an algorithm, but you’re on your own for critical decisions about taxes, inheritance, or complex life events.
Doing It Yourself	Your own time, stress, energy, and potential mistakes.	A Demanding Job. You bear the full responsibility for research, execution, and avoiding costly emotional decisions—a high price to pay—all while managing the rest of your life.

Choosing an advisor is an investment in your peace of mind. Our partnership is designed to save you time, simplify your life, and compound your wealth in ways an app or a traditional broker simply can't.

What is it like to work with Skylark Wealth?

Where do you operate?

Founded by San Francisco-based Financial Advisor Michal Skowronski, CFP®, Skylark Wealth is a Registered Investment Advisor (RIA) committed to providing tech-forward, location-independent financial guidance.

We serve a diverse client base, from individuals, families, and small business owners in the San Francisco Bay Area and nationwide, to U.S. citizens preparing for or currently enjoying life abroad.

Who are your typical clients?

Our clients are busy professionals, individuals, or families earning over $200,000 annually, often with stock option compensation, and those nearing or in retirement transitioning from wage to portfolio-based income.

They value working with a trusted advisor to optimize their financial plans and avoid mistakes that could impact their success.

If this resonates, we’d be happy to connect.

What is your investment managment philosophy?

Our single focus is to grow your wealth and protect your purchasing power over time.

We do this by concentrating on what we can control. In a world of uncertainty, our disciplined strategy is built on three pillars that give you a durable advantage:

Keeping Costs Low. Fees are a guaranteed drag on performance. We use low-cost investments like ETFs so more of your money stays invested and working for you.

Being Smart on Taxes. We actively work to lower your tax bill. Through smart portfolio design, we help you keep more of what you earn by:

Placing assets in the right accounts.
Using tax-advantaged investments where appropriate.
Making distributions in a tax-intelligent way.

Maintaining Discipline. The biggest risk to any long-term plan is short-term reaction. We act as your financial partner, providing the guidance to navigate market ups and downs and stick to the plan we built together.

Whether you're saving for a home or planning for retirement, we connect your investments to your financial goals in one seamless, powerful plan.

What will working with you be like?

Your financial plan should be built for your life and goals. Our process ensures it is.

It all starts with you. We get to know you on a personal level to ensure our advice is tailored to your values and vision for the future. By reviewing your complete financial picture—from taxes and investments to insurance and estate documents—we can build a strategy that is truly comprehensive.

You’ll gain clarity and confidence. Our initial analysis will answer your most pressing questions and identify "blind spots" where you might be vulnerable or missing opportunities. We then deliver a clear, actionable financial plan.

Your plan will adapt and grow with you. Life isn't static, and your financial plan shouldn't be either. We provide proactive, year-round guidance to keep your strategy on track. Together, we’ll navigate key financial events like tax-law changes, open enrollment, and market shifts, ensuring you are always making the most of your opportunities.

This ongoing partnership means you can feel confident that your financial plan is always working for you, keeping you on the path toward the future you envision.

Have a question that wasn't answered?

Reach out to us directly and we'll get back to you.

Frequently asked questions

How can I trust Skylark Wealth?

How are you regulated and audited?

Skylark is regulated by FINRA and the state regulators in each state where it operates, such as California.

For more details, visit the following links to review Skylark’s SEC registration, my personal registration, and our latest Form ADV Part 2.

You can also explore additional information through my affiliations with organizations like the CFP Board, NAPFA, XY Planning Network, Google, Yelp, Wealthtender, and FeeOnlyNetwork by clicking their respective links.

To learn more or discuss your needs, schedule a complimentary, no-obligation introductory call, or reach out with questions via the message tool below.

Are you a fiduciary?

I have signed a fiduciary oath, committing to always prioritize your interests above my own. My fee-only structure ensures our interests are aligned, as I am compensated solely by you, not by commissions or third-party incentives.

Unlike advisors who may promote investments or services that maximize their own profits, Skylark is dedicated to maximizing your financial success.

You can trust that my advice will consistently place your interests first.

Do you hold custody of my assets?

Skylark does not hold custody of your assets. Your assets are held by a third-party custodian, such as Schwab, or Altruist.

Your account statements are generated independently by your custodian(s), not by Skylark.

Skylark is granted limited power of attorney to view and trade your assets on your behalf.

Money movement authority is restricted solely to Skylark’s invoiced quarterly management fee.

What is your fee?

What is your fee-structure?

Our minimum management fee is $6,000 annually ($1,500 quarterly) for individuals or $10,000 annually ($2,500 quarterly) for couples and families, covering basic financial planning and investment management.

Our minimum management fee includes up to $600,000 in eligible assets for individuals or $1,000,000 for couples and families.

For assets above these thresholds, we apply a tiered annualized fee schedule of 0.99% to 0.49% on eligible assets under management, billed quarterly.

Do you offer a one-time financial plan or hourly services?

No, we don’t offer one-time financial plans or hourly services, but we can refer you to professionals who do. Instead, we focus on deep, ongoing client relationships.

Financial planning is a dynamic process that adapts to life changes like career shifts, family growth, or evolving tax laws. In our experience, addressing only parts of your financial picture or managing it sporadically often leads to costly mistakes, delays, or communication gaps. These risks can far outweigh the cost of an ongoing financial planner.

Our long-term approach provides personalized strategies, consistent support, and proactive adjustments to keep you on track toward your goals.

Are you fee-only?

Yes, we are a fee-only financial advisor. This means we are compensated solely through transparent fees paid directly by our clients, based on services provided or assets managed.

You’ll receive a clear quarterly invoice via email detailing the fee and its calculation.

We do not earn commissions from selling financial products, ensuring our advice is unbiased and fully aligned with your best interests.

How do your fees and services compare to alternatives?

The quality of your financial advice will shape your future. To help you make a confident choice, see how our approach compares to the alternatives.

Your Options	How You Pay	The Experience You Get
A True Financial Partner (Us)	A transparent, fee-only structure based on the assets we manage for you.	Holistic, Personal, and Proactive. We dive deep into your unique goals to manage everything in one place—from tax strategy and retirement to your business and estate. You get a dedicated expert committed to your success.
Traditional Banks, Wirehouses, and Brokers	A percentage of your assets, plus commissions for selling you their products.	Fragmented and Product-Driven. The focus is often on investment transactions and product sales goals rather than your overall financial health. Due to a high number of clients per advisor, personalized, in-depth planning can be a challenge.
Robo-Advisors	A lower percentage of assets fee for automated investment management.	Automated and Impersonal. Your portfolio is managed by an algorithm, but you’re on your own for critical decisions about taxes, inheritance, or complex life events.
Doing It Yourself	Your own time, stress, energy, and potential mistakes.	A Demanding Job. You bear the full responsibility for research, execution, and avoiding costly emotional decisions—a high price to pay—all while managing the rest of your life.

Choosing an advisor is an investment in your peace of mind. Our partnership is designed to save you time, simplify your life, and compound your wealth in ways an app or a traditional broker simply can't.

What is it like to work with Skylark Wealth?

Where do you operate?

Founded by San Francisco based Financial Advisor Michal Skowronski, CFP®, Skylark Wealth is a Registered Investment Advisor (RIA) committed to providing tech-forward, location-independent financial guidance.

We serve a diverse client base, from individuals, families, and small business owners in the San Francisco Bay Area and nationwide, to U.S. citizens preparing for or currently enjoying life abroad.

Who are your typical clients?

Our clients are busy professionals, individuals, or families earning over $200,000 annually, often with stock option compensation, and those nearing or in retirement transitioning from salary to portfolio-based income.

They value working with a trusted advisor to optimize their financial plans and avoid mistakes that could impact their success.

If this resonates, we’d be happy to connect.

What is your investment managment philosophy?

Our single focus is to grow your wealth and protect your purchasing power over time.

We do this by concentrating on what we can control. In a world of uncertainty, our disciplined strategy is built on three pillars that give you a durable advantage:

Keeping Costs Low. Fees are a guaranteed drag on performance. We use low-cost investments like ETFs so more of your money stays invested and working for you.

Being Smart on Taxes. We actively work to lower your tax bill. Through smart portfolio design, we help you keep more of what you earn by:

Placing assets in the right accounts.
Using tax-advantaged investments where appropriate.
Making distributions in a tax-intelligent way.

Maintaining Discipline. The biggest risk to any long-term plan is short-term reaction. We act as your financial partner, providing the guidance to navigate market ups and downs and stick to the plan we built together.

Whether you're saving for a home or planning for retirement, we connect your investments to your financial goals in one seamless, powerful plan.

What will working with you be like?

Your financial plan should be built for your life and goals. Our process ensures it is.

It all starts with you. We get to know you on a personal level to ensure our advice is tailored to your values and vision for the future. By reviewing your complete financial picture—from taxes and investments to insurance and estate documents—we can build a strategy that is truly comprehensive.

You’ll gain clarity and confidence. Our initial analysis will answer your most pressing questions and identify "blind spots" where you might be vulnerable or missing opportunities. We then deliver a clear, actionable financial plan.

Your plan will adapt and grow with you. Life isn't static, and your financial plan shouldn't be either. We provide proactive, year-round guidance to keep your strategy on track. Together, we’ll navigate key financial events like tax-law changes, open enrollment, and market shifts, ensuring you are always making the most of your opportunities.

This ongoing partnership means you can feel confident that your financial plan is always working for you, keeping you on the path toward the future you envision.

Have a question that wasn't answered?

Reach out to us directly and we'll get back to you.

Frequently asked questions

How can I trust Skylark Wealth?

How are you regulated and audited?

Skylark is regulated by FINRA and the state regulators in each state where it operates, such as California.

For more details, visit the following links to review Skylark’s SEC registration, my personal registration, and our latest Form ADV Part 2.

You can also explore additional information through my affiliations with organizations like the CFP Board, NAPFA, XY Planning Network, Google, Yelp, Wealthtender, and FeeOnlyNetwork by clicking their respective links.

To learn more or discuss your needs, schedule a complimentary, no-obligation introductory call, or reach out with questions via the message tool below.

Are you a fiduciary?

I have signed a fiduciary oath, committing to always prioritize your interests above my own. My fee-only structure ensures our interests are aligned, as I am compensated solely by you, not by commissions or third-party incentives.

Unlike advisors who may promote investments or services that maximize their own profits, Skylark is dedicated to maximizing your financial success.

You can trust that my advice will consistently place your interests first.

Do you hold custody of my assets?

Skylark does not hold custody of your assets. Your assets are held by a third-party custodian, such as Schwab, or Altruist.

Your account statements are generated independently by your custodian(s), not by Skylark.

Skylark is granted limited power of attorney to view and trade your assets on your behalf.

Money movement authority is restricted solely to Skylark’s invoiced quarterly management fee.

What is your fee?

What is your fee-structure?

Our minimum management fee is $6,000 annually ($1,500 quarterly) for individuals or $10,000 annually ($2,500 quarterly) for couples and families, covering basic financial planning and investment management.

Our minimum management fee includes up to $600,000 in eligible assets for individuals or $1,000,000 for couples and families.

For assets above these thresholds, we apply a tiered annualized fee schedule of 0.99% to 0.49% on eligible assets under management, billed quarterly.

Do you offer a one-time financial plan or hourly services?

No, we don’t offer one-time financial plans or hourly services, but we can refer you to professionals who do. Instead, we focus on deep, ongoing client relationships.

Financial planning is a dynamic process that adapts to life changes like career shifts, family growth, or evolving tax laws. In our experience, addressing only parts of your financial picture or managing it sporadically often leads to costly mistakes, delays, or communication gaps. These risks can far outweigh the cost of an ongoing financial planner.

Our long-term approach provides personalized strategies, consistent support, and proactive adjustments to keep you on track toward your goals.

Are you fee-only?

Yes, we are a fee-only financial advisor. This means we are compensated solely through transparent fees paid directly by our clients, based on services provided or assets managed.

You’ll receive a clear quarterly invoice via email detailing the fee and its calculation.

We do not earn commissions from selling financial products, ensuring our advice is unbiased and fully aligned with your best interests.

How do your fees and services compare to alternatives?

The quality of your financial advice will shape your future. To help you make a confident choice, see how our approach compares to the alternatives.

Your Options	How You Pay	The Experience You Get
A True Financial Partner (Us)	A transparent, fee-only structure based on the assets we manage for you.	Holistic, Personal, and Proactive. We dive deep into your unique goals to manage everything in one place—from tax strategy and retirement to your business and estate. You get a dedicated expert committed to your success.
Traditional Banks, Wirehouses, and Brokers	A percentage of your assets, plus commissions for selling you their products.	Fragmented and Product-Driven. The focus is often on investment transactions and product sales goals rather than your overall financial health. Due to a high number of clients per advisor, personalized, in-depth planning can be a challenge.
Robo-Advisors	A lower percentage of assets fee for automated investment management.	Automated and Impersonal. Your portfolio is managed by an algorithm, but you’re on your own for critical decisions about taxes, inheritance, or complex life events.
Doing It Yourself	Your own time, stress, energy, and potential mistakes.	A Demanding Job. You bear the full responsibility for research, execution, and avoiding costly emotional decisions—a high price to pay—all while managing the rest of your life.

Choosing an advisor is an investment in your peace of mind. Our partnership is designed to save you time, simplify your life, and compound your wealth in ways an app or a traditional broker simply can't.

What is it like to work with Skylark Wealth?

Where do you operate?

Founded by San Francisco based Financial Advisor Michal Skowronski, CFP®, Skylark Wealth is a Registered Investment Advisor (RIA) committed to providing tech-forward, location-independent financial guidance.

We serve a diverse client base, from individuals, families, and small business owners in the San Francisco Bay Area and nationwide, to U.S. citizens preparing for or currently enjoying life abroad.

Who are your typical clients?

Our clients are busy professionals, individuals, or families earning over $200,000 annually, often with stock option compensation, and those nearing or in retirement transitioning from wage to portfolio-based income.

They value working with a trusted advisor to optimize their financial plans and avoid mistakes that could impact their success.

If this resonates, we’d be happy to connect.

What is your investment managment philosophy?

Our single focus is to grow your wealth and protect your purchasing power over time.

We do this by concentrating on what we can control. In a world of uncertainty, our disciplined strategy is built on three pillars that give you a durable advantage:

Keeping Costs Low. Fees are a guaranteed drag on performance. We use low-cost investments like ETFs so more of your money stays invested and working for you.

Being Smart on Taxes. We actively work to lower your tax bill. Through smart portfolio design, we help you keep more of what you earn by:

Placing assets in the right accounts.
Using tax-advantaged investments where appropriate.
Making distributions in a tax-intelligent way.

Maintaining Discipline. The biggest risk to any long-term plan is short-term reaction. We act as your financial partner, providing the guidance to navigate market ups and downs and stick to the plan we built together.

Whether you're saving for a home or planning for retirement, we connect your investments to your financial goals in one seamless, powerful plan.

What will working with you be like?

Your financial plan should be built for your life and goals. Our process ensures it is.

It all starts with you. We get to know you on a personal level to ensure our advice is tailored to your values and vision for the future. By reviewing your complete financial picture—from taxes and investments to insurance and estate documents—we can build a strategy that is truly comprehensive.

You’ll gain clarity and confidence. Our initial analysis will answer your most pressing questions and identify "blind spots" where you might be vulnerable or missing opportunities. We then deliver a clear, actionable financial plan.

Your plan will adapt and grow with you. Life isn't static, and your financial plan shouldn't be either. We provide proactive, year-round guidance to keep your strategy on track. Together, we’ll navigate key financial events like tax-law changes, open enrollment, and market shifts, ensuring you are always making the most of your opportunities.

This ongoing partnership means you can feel confident that your financial plan is always working for you, keeping you on the path toward the future you envision.

Have a question that wasn't answered?

Reach out to us directly and we'll get back to you.

Not quite ready to schedule a chat?

Subscribe to our newsletter to stay in touch

Spam-free. Unsubscribe at any time.

Not quite ready to schedule a chat?

Subscribe to our newsletter to stay in touch

Spam-free. Unsubscribe at any time.

Financial freedom starts here — expert guidance for:

Financial freedom starts here — expert guidance for:

Financial freedom starts here — expert guidance for:

Your trusted partner and mentor

Protecting yourself and the ones you love, no matter what tomorrow brings.

Less tax stress. More net growth.

Enjoy Today. Own Tomorrow.

Your trusted partner and mentor

Protecting yourself and the ones you love, no matter what tomorrow brings.

Less tax stress. More net growth.

Enjoy Today. Own Tomorrow.

What will achieving Financial Freedom mean for you?

What will achieving Financial Freedom mean for you?

What will achieving Financial Freedom mean for you?

Where can I learn more?

Where can I learn more?

Where can I learn more?

Where can I learn more?

Frequently asked questions

How can I trust Skylark Wealth?

What is your fee?

What is it like to work with Skylark Wealth?

Have a question that wasn't answered?

Frequently asked questions

How can I trust Skylark Wealth?

What is your fee?

What is it like to work with Skylark Wealth?

Have a question that wasn't answered?

Frequently asked questions

How can I trust Skylark Wealth?

What is your fee?

What is it like to work with Skylark Wealth?

Have a question that wasn't answered?

Not quite ready to schedule a chat?

Not quite ready to schedule a chat?

Not quite ready to schedule a chat?

Not quite ready to schedule a chat?